: If You Like Your Plan, You’ll Be Able To Keep It.” (President
Obama, Remarks At The White House, Washington, D.C., 7/21/09)

“3M Co. Confirmed It Would Eventually Stop Offering Its Health-Insurance Plan To Retirees, Citing The Federal Health Overhaul As A Factor.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

· “The St. Paul, Minn., Manufacturing Conglomerate Notified Employees On Friday That
It Would Change Retiree Benefits Both For Those Who Are Too Young To Qualify
For Medicare And For Those Who Qualify For The Medicare Program. Both Groups
Will Get An Unspecified Health Reimbursement Instead Of Having Access To A
Company-Sponsored Health Plan.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

Said It Made The Announcement Now To
Give Retirees A Chance To Explore Different Options During This Year’s
Benefit-Enrollment Period,
according to a 3M memo reviewed by The Wall Street Journal. A 3M spokeswoman,
Jacqueline Berry, confirmed the contents of the memo.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

also

“The Principal Financial Group Announced On Thursday That It Planned To Stop Selling Health Insurance, Another Sign Of Upheaval Emerging Among Insurers As The New
Federal Health Law Starts To Take Effect. The Company, Based In Iowa, Provides
Coverage To About 840,000 People Who Receive Their Insurance Through An
Employer.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

, The Company’s Decision Reflected Its Assessment Of Its Ability To Compete In The Environment Created By The New Law. ‘Now scale really matters,’
said Daniel J. Houston, a senior executive at Principal, which is headquartered
in Des Moines. ‘We don’t have a significant concentration in any one market.’
Because Principal Financial is primarily in the business of asset management,
it decided not to make the investments needed to remain competitive as a health
insurer, Mr. Houston said. The company, which focused on plans sold to small
businesses for their employees, does not participate in other markets, like
selling policies to individuals or for people enrolled in Medicare or Medicaid.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

“In The Case Of Principal Financial, UnitedHealth Group’s Insurance Plans Have Agreed To Offer Coverage To Principal’s Customers. … ‘It’s just going to drive
the little guys out,’ said Robert Laszewski, a health policy consultant in
Alexandria, Va. Smaller players like Principal in states like Iowa, Missouri
and elsewhere will not be able to compete because they do not have the
resources and economies of scale of players like UnitedHealth, which is among
the nation’s largest health insurers. Mr. Laszewski is worried that the ensuing
concentration is likely to lead to higher prices because large players will no
longer face the competition from the smaller plans. ‘It’s just the
UnitedHealthcare full employment act,’ he said.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

Democrat Promise: If You Like It, You Can Keep It

PRESIDENT OBAMA: “If You Have Health Insurance And You Like It, And You Have A Doctor That You Like,
Then You Can Keep It. Period. And I Won’t Sign A Bill That Somehow Would Make It
Tougher For People To Keep Their Health Insurance. … We certainly would not be
signing a bill that somehow prevented somebody from getting, from keeping
insurance that they’ve already got or allow private insurers to sign up new
folks if they’re providing good service.” (President Obama, Conference Call With
Liberal Bloggers, 7/20/09)

VICE PRESIDENT BIDEN:“Nobody Is Going To Mess With Your Benefits. Nobody. All We Do Is Make It
Better For People On Medicare.” (“Biden Tells Seniors Overhaul Won’t
Hurt Medicare,” The Associated Press, 9/23/09)

SEN. HARRY REID (D-NV):“In Fact, One Of Our Core Principles Is That If You Like The Health Care You
Have, You Can Keep It.” (Sen. Reid, Congressional Record, S.8642, 8/3/09)

· REID: “If You Like What You Have, You Can Keep It.”
(Sen.
Reid, Press Briefing, 10/20/09)

SEN. MAX BAUCUS (D-MT):“Folks Who Are Satisfied With Their Current Health Insurance Coverage Could
Keep It. People Would Not Be Required To Change Health Plans.” (Finance Committee, U.S.
Senate, Hearing, 10/14/09)

SEN. CHRIS DODD (D-CT):“I Say At The Outset, If You Like What You Have, You Get To Keep It, Choose
Your Doctor, Hospital, Choose The Insurance Program You Have.” (Sen. Dodd,
Congressional Record, S.8663, 8/3/09)

Everywhere I look, I keep hearing people talk about how the government should just let Ford, GM, and Chrysler die. My question is why would anyone ever wish for that to happen?

I’m a big fan of Capitalism, I adhere strongly to the belief that companies should be held accountable, however, in the situation of GM, Ford, and Chrysler, I honestly think the government needs to step in. The government needs to protect itself from foreign influences and it needs to protect its key core businesses from international takeover.

We all know that the Japanese government helps out its car industry like Toyota, Nissan, Mitsubishi, they have very good government backing therefore they are very strong. For instance, you would never see a foreign company being allowed to buyout Toyota Motor Company even if that hypothetical company could afford it, why? Because the Japanese government would never allow it, just like France would never allow Boeing to buyout Airbus.

This lead to an unfair marketplace for the American Auto Industry. Now, had our government stepped in and supported our Auto Industry, I think the industry as a whole would look so much different today. Unfortunately it didn’t and GM, Ford, and Chrysler were forced to focus on SUV’s because that’s what sold during the 90’s, and unlike Toyota, GM, Ford, and Chrysler, did not have the deep pockets to fully support next-gen passenger car program as well as a money-making SUV program. And as you know, money is necessary to maintain future operations, so GM was forced to devote most of its resources to making the cars people wanted to drive at the time.

Had the Big 3 had government support/aid during the 90’s perhaps we would have gotten a vehicle like the 2008 Malibu and CTS much earlier. However, if GM had decided to focus it’s attention on the cars that it needed rather than the cars that people wanted, it would have quickly gone bankrupt.

And right now as we speak rumors of bankruptcy are heard throughout the market place, as well as rumors of the end of the Big 3.

This would be one of the worst things to happen to the American Economy during a good economic period. If it happens now in our current economic state, it will be disastrous.

GM directly employes what, about 200,000+ (maybe less since all the recent layoffs) and I know Ford and Chrysler employ quite a few workers as well, but let’s focus on GM.

So if GM dies, that’s 200,000 for the unemployment office. However, that number doesn’t include those that will become jobless as the result of the domino effect a GM bankruptcy will have on other companies.

GM has the most dealerships with it’s many different brands, if these were all to suddenly close, we can add more people to the unemployment line. In addition to dealerships, many part manufacturers have GM as a primary customer ( think American Axle, Allison, Eaton, Delphi, Bose, AC Delco, etc), then there are those companies that contract with GM for vehicle delivery,etc. And as a result of this sudden unemployment, forclosure rates could go up at an unprecedented rate as those no unemployed can no longer afford to stay in their houses.

A GM bankruptcy wouldn’t just affect GM workers and GM Fans, it would affect the jobs of a lot of people around the country. If you thought our current unemployment rate was high, a GM bankruptcy would make todays numbers look small.

In fact, a GM bankruptcy wouldn’t just affect American workers, but workers in Canada, Britain, China, India, all places where GM has factories.

People blame GM and other companies for building factories in other countries and bringing those cars here, well, who can blame them? With UAW fighting for $25+per hour wages for High School educated people, I’d move my factory to a place where I can pay the people what they truly deserve to be payed rather than what some labor union tells them that they are entitled to be payed.

The government really needs to step back and take a look at the bigger picture regarding the Big 3. A decision regarding a “bailout” of the Big 3 will either make the presidency of whoever wins in November, not to mention it may make or break the future of our country as an economic/world power.

Perhaps the old say really is true, “What’s good for General Motors, is good for America”.

Online industry is blooming with new branches and buds growing very fast. Online advertising, affiliate marketing, e-mail marketing, search engine marketing, search results advertising and many more, have grown to render it an inspiring status. From dawn till dusk and dusk till dawn, it grows and expands in one of the regions of the world.

There are primarily two groups that are nourishing the online industry like never before. They are the web developers and the owners of the web sites.

Web developers have increased their pace and efforts to develop user friendly and business oriented tools and applications. Such tools and applications have a widespread demand in the industry. Web based business platforms are being developed with entirely news set of features and better interactive platforms.

So far as web site owners are concerned, they have been occupying themselves with online advertising and marketing programs. Quite popular are the affiliate programs which help the owners to promote for the advertisers. The programs affiliates do opt for fall under a number of categories. Each kind of programs has its own distinct features.

The sales and lead generation programs affiliates have been signing up for, have endowed the site owners with great rewards. The price they pay for affiliate’s resource and efforts is the best in the industry. It is because of this reason that the affiliate programs sell faster than online advertising programs.

Earlier, pay per click or PPC campaigns were notorious following their incredible success and acceptance in the industry. But today the advertisers have gone beyond PPC campaigns and have developed hybrid models to capitalize fully on the opportunities. Site owners are pretty much happy with the new changes as it has helped them to improve their conditions.

Whether the web experts are advertising for popular brands or just doing program affiliate for the local ones, the web is witnessing tremendous activity. It has come out of the age where information sharing was considered to be the most important concern. In the present day world it caters to such areas of interest like knowledge sharing, information exchange and storage, trade and commerce, etc.

What good are long term care insurance leads? Actually, when you’re an agent looking for a healthy income, one of the best things you can go for is long term insurance leads. Not familiar with this kind of insurance? It’s time to do a little investigating on the matter and determine how these leads can help increase your business and income. Who Is Looking At Long Term Care Insurance You already know how expensive it is to go to the doctor’s office or to even stay one night in the hospital. Thus, long term care insurance has become very popular. It is mainly middle aged or senior citizens who are taking advantage of this kind of insurance; however, younger adults are also garnering interest in it. Why Get LTC Insurance People realize that getting into a incapacitating accident could cause major financial issues especially if a person is unable to work or take care of themselves or their family. With LTC insurance, people will have the means to do these things. With the fear of being incapacitated and unable to pay for bills and oneself, long term care insurance is much easier to sell a person on than any other kind of insurance. If you decide to sell insurance, you’re going to need health insurance leads. Your best leads are going to be with people who actually want this kind of policy. This is when long term care insurance leads are helpful. When you use quality leads, selling the insurance becomes much easier to do. How To Get High Quality LTC Insurance Leads You know that these kinds of LTC Insurance Leads are already interested in this insurance; you just need to make them interested in taking out a policy with you. While some leads just want to learn more about the policy, the majority of them will want to purchase. If you use quality long term care insurance leads, your closing policy rate is going to be much higher. Of course, the single greatest way to get these leads is to buy them from a business that specializes in selling them. Still yet, there are many options to getting great leads besides going with a lead provider. The majority of businesses that sell long term care insurance leads obtain them from the Internet. With your website, you can do the very same thing; just make sure to include an opt-in section on it. If a person wants to learn more about your plans, they’ll send you their personal information. Remember, you will need to give your potential customers some of the information they seek if you want to reel them in. Your website investment will pay off in the end, as you’ll be generating your own long term care insurance leads. [http://www.toppickleads.com/long_term_care_insurance_leads.html] No matter what way you choose to get your leads, you can’t do anything with them if you haven’t done your research beforehand on the insurance and policies you have available. Your potential customers are bound to have questions and if you want to make them your clients, you’ll need to give them answers right away. Before you make contact with those LTC leads, be aware of your products. Only then can you sell your products to prospects that you purchased or obtained on your own. In time, you’ll discover that those long term care insurance leads were well worth the time and investment you put in. For more information visit: http://www.toppickleads.com