Right now my life is the shittiest it has ever been. so im just looking for some advice from other in what to do about everything. ive seen many therapists my whole life and i have some other people i can talk to about all my problems but im just looking for a little more.

So its all started a little more then 2 months ago when i got searched in school and they found pot on me and since it was in individual baggies they thought i was trying to sell it. as a result of that and the upcoming court case i have i checked myself into a youth rehab. this was very had for me to do because i have a girlfriend that ive been seeing for 7 months now and i love very much. the rehab was a 28 day program and i was there for 50. i thought me being there would allow me to come back to the school. which at one point they were going to allow me back in after completion of the program. but now they are not. the school is now requiring me to go to a long term program or an alternative school in order for me to come back. im open to the alternative school but i will not go to a long term program which would be anywhere from 1-2 years. the main reason is because of my girlfriend who i am madly in love with.
which is another issue im having. on one the days i was suppose to be discharged from the rehab. they got a drug test come back which showed that i smoked so they kept me for 5 more days. i was later released because it turns out the lab messed up the drug test. but in those 5 days my girlfriend got drunk and cheated on me with a friend of ours. when i got out of rehab i did a partial program where i only went for the day and she cheated on me again during one of those days. when i found out about this i was mad but i knew that i needed to talk to her about it and try to understand why it happened. we talked for hours and she only did it because she was lonely and drunk, she missed me and the first time she thought i cared about the drugs more then i cared about her. she promised never to do it again and she begged for me to forgive her. i said i would forgive her as long as she promised to not see him for a few months and promise me it never would happen again and if it did happen again she would know now that it meant the end of our relationship. she agreed to all of this and things have been going better. but the problem is that she has seen him a few times since we agreed to this. i don’t think anything has happened tho sexually because every time they were together my best friend was with them and my friend promised me nothing happened but she lied to me cause she said that she wouldn’t see him anymore. and what lead me to write this today is because after a huge argument with my parents (which ill talk about next) i was driving to my dads house and i saw my girlfriend and the guy she cheated on with in his car driving the opposite way. so i called her and asked her what she was doing and everything. and she assured me that nothing was going on she was just bored and didn’t have anyone else to hang out with and she would come to my house as soon as she could. so when she came to my house we talked about all this and i didn’t want to make it into a big deal so i just asked if we could forget about it and move past it, and she agreed to. bare in mind that my girlfriend has bipolar disorder and might also be a sociopath.

the other issue is my mom. she’s my legal guardian but we have a horrible relationship. since my parents got divorced she started verbally abusing me at a young age. which lead me to develop depression and lead into 2 suicide attempts and me cutting myself. i have been seeing therapists about this issue for 8 years but when ever we talk to my mom she refuses to see how she has done anything wrong. and refuses to change in order to better your relationship. when i was smoking weed the depression would go away but now that i’m sober i’ve been feeling that depression coming back and its so much worse then it was before. i haven’t had any suicidal thoughts or actions but i feel the worst i have ever felt in my life. i keep asking if i can live with my dad but shes making it as hard as possible for me. even thought i know it would be best for me. my dad is the only person i can talk to about things comfortably and i know that living with my mom is not helping my sobriety.

so what do i do about all this. My girlfriend. My parents. The school. My depression.
ok just so some people know. i want to go to the alternative school but my mom just wants to send me away, so i have on choice. second im not going back to drugs, i have 60 days sober tomorrow. third i know my girlfriend cares for me. she has emotional problems and acts on impulse, and i want to see my therapist more but she doesnt think she can help me any more and i dont know who else to. Third please, please do not tell me to accept god. i respect your views and im glad that accepting god works for u. but i dont see how god is real. also please dont turn this into a thing to prove that god is real or try to convert me or anything

I am interested primarily in selling Life insurance, but am licensed to sell both Health and Disability products also. I feel like there is a serious need, but I am not from my area originally and don’t know many people to network with.

Hello

I have noticed that my life and the very reason that I can do any of the things I can do today, is because of a series of lucky accidents. It is really a weird story.
Not everything may meet this criteria, but it is still hard to explain.

1) This is the most unbelievable case. I had a man was responsible for giving me medication, and I has a heatt problem that at the time was regarded as being just an anxiety problem. The man did not want to do his job, and so what he done is allowed me to have the responsibility to take my medication. Medical professionals would not let me do the medication previously because they thought that I could not deal with the use of it correctly and that I was endanger myself.
However, when my heart problem got very severe, I was taking twice the medication that I was perscribed to cover for this; and I was still in the emergency room with heart problems because it so bad.
It turns out that if I hadn’t of had this control to take my medication, I would now be dead.

2) There is a company that sells art work, which from what I can tell is something that would have been just one of those standard ideas where people are trying to make a buck by selling an piontless idea that only seems like something that is really. Or at least this is the style of it.
It also turns out that this did not become something that was a waste of time at all.
We was introduced to this art work at school, which was not well known; and we have made a fair bit of money by selling it.
I don’t think my parent’s would believe what I have found this idea seems to have been derived from.
However, I am pretty good at this art work and everyone loves it, so I continue to do it.

3) There is a program called Mathemtica which is created by the company Wolfram research, and it is this that I thought has a special meaning.
People have told me about synchronisity and coincidents means something, and I saw the word Wolfram as meaning something special. I was right in a completily different way.
Synchronisity is supposidly something that leads to a special meaning in a persons life.
http://en.wikipedia.org/wiki/Synchronicity
All events like this have led to something happening in my life, through following synchronisity; and something do not and lead to nothing; this however was quite a different story because this program turned out to be one of the finest programs I have ever used on my computer and has a fantastic website, that is if your interested in maths.
http://en.wikipedia.org/wiki/Mathematica
http://mathworld.wolfram.com/ (a very in depth and high standard math encyplopedia)
All of this you would think would show me I am on a lead, but further research to see what thus means to me in terms of synchronisity, it yields nothing.
I had this program for Christmas because of how impressed I was with it.

4) My Granddad worked in a soup factory at Campbells, as he was a pipe fitter.
He used a metal box which counted the soup tins as they pass through the machines that poured in the soup; as device made by the company ‘Trum-meter’.
The device which we simply call a trum-meter was detached from the machine and was taken home.
He used this to get my mother to stay quite by simply saying to her “I bet you cannot get a million on this meter”; that way she would say “I bet I can”, and then she would spend the next 6 weeks trying to get it to this number. This was his way to keep her quite. This is a cop-out of trying to parent children and would normally be counter-productive behaviour.
My mother did this to me when I was little, and I got this heavy box and was trying to do the same thing.
What wasn’t designed to happen was that I was end up facinated by this device, and would love playing with this thing, trying to see how high I could get numbers on in a day or night etc. I had massively contributed to my interest in math.
People at this age found that I started doing very well at math.
I love numbers, and I also love science.
To be given this device as a gift, I did for many years wonder what posessed my mother to give me one of these; now I know.

5) There was a man who came from Poland that I got on very well with. I cannot describe the strange feeling that I got from this man when I met him, but I know that there was something strange (special) about him, and I have never got to the bottom of what it was.
As it turns out this man was a very nice man, and although he worked with me for a short time; it was a very pleasent expierence.
The man that I mention who dealt with my medication and accidentally saved my life.
He goes on to steel thousands from someone else; and it was this Polish man that lands him in jail.
This man as a result of all this becomes my most favourite man that has helped me from the service that worked for me.
That is quite a co-incidence.

By the way when I look up synchronisity in the Mathworld

I’m self employed.. i’m new to an area i need some advice on how to generate more leads on selling insurance..(life).. is there a website i can post myself to get more leads? Or is there a marketing technique to get more buisness.? HELP…

Hi! I am wanting to start selling insurance over the phone. Does anyone know a good source of leads that are fresh and cost effective? Please only answer if you genuinely know the answer to this and aren’t just trying to make money by recruiting me. Also, let me know if you do this same thing and are involved with any good companies specializing in this. Thanks so much for your help!

Honestly, I am yet to meet the successful individual who has built a wildly successful direct selling organization by cold calling people, harassing family and friends and holding home meetings. Yet, that is what 99.9% of network marketers are taught to do and they go out there with their big dreams only to have them crushed by frustration and disappointment.

Then they go back and are informed by their upline ‘leaders’ to buy leads to call or send e-mails to. Sound familiar? Well, the truth is, someone is making money and those are the people or the companies that are selling the leads.

These massively successful individuals use lead generation systems that are in strategic places all over the internet compiling lists of highly targeted groups of opportunity seekers. Leads for these entrepreneurs are literally free as the people who get added to their lists voluntarily submit their information. How do the top earners achieve that? Read further and I’ll share with you information that is literally worth millions.

The answer is this, they built websites that has web copy so powerful that it captivates the visitor’s attention and leads them through the copy to the only option they have, which is providing their name, number and e-mail address in order to find out the information they are seeking.

More often than not, these people are opportunity seekers, leads they become and then they are marketed to for the rest of time and the products they are marketed as they stay on someone’s list are laser-targeted as well offering all the solutions they need. How to get leads to the sites? My friends, where have you been. Most of the top earners that you’re ever going to see are utilizing and leveraging the Web 2.0 phenomena to cash in on free advertising all over the internet, all over the world.

The funny thing is, anyone can do this but the majority of opportunity seekers, leads and even upline leaders have no clue that this technology is even available to them which can almost eradicate 95% of the problems they are having in their businesses.

The problems I’m referring to here are needing more leads and needing more money. Without any of these you simply have nothing. The smart and successful entrepreneurs know that generating leads automatically as well as producing cash sale up front as well as build their organization is where the future is heading.

And the future is heading toward the internet. With that being said, build or get a lead generation system and you will be in the top 1% of all of the network marketers, the other advantage you have with this knowledge is that once you do that, you can most definitely get your uplines, your cross lines and downlines to join you in the process! Have fun with this information and take it to heart because coming from a place of experience, this is the only way to go.

The key to success with life insurance sales leads that are generated by a 3rd party lead company is to devise a plan of action. Most agents who use leads fail to handle them effectively enough to be profitable. Here are ten steps for an insurance agent to follow to make a profit with sales leads.

1. Select the type of life insurance sales leads you want. For instance, there are insurance sales leads that are generated by mail, fax, internet websites, etc. Each lead type has its advantages and disadvantages. Also, decide whether you want to work with exclusive life insurance sales leads, or shared sales leads.

2. Determine the quantity of leads you can afford to purchase over a 60-90 day period before you receive any commissions from your initial sales. Typically, underwriting, approving, and getting paid on a life insurance policy will take at least 60-90 days. Therefore, you will need to fund your lead purchases over this period of time before you have commissions to re-invest in leads from profits instead of your pockets.

3. Select a lead company with a reputation for generating responsive leads. Ideally, you should get references from an agent(s) who has experience working the leads generated by the company you’re considering. If references are not available, ask the lead company for several complimentary leads for you to experience first-hand how responsive they are,

4. Always follow-up with your leads quickly after receiving them, preferably within 1-2 hours. Sales leads become stale if they aren’t contacted immediately.

5. Use a follow-up phone script that quickly engages the sales lead in a professional yet friendly manner. Sales leads do not know who you are, and are quick to judge you by how you handle yourself in the first 15-20 seconds on the phone.

6. Close your lead effectively in a manner that allows the lead to decide to do business with you. Sales leads want you to advise them on what options they have, but they want to make the final purchase decision.

7. Have a step-by-step plan of action for your lead to follow to proceed once they have made a decision to purchase one of your recommendations. Your prospective policyholder should always be aware of the next step in the process.

8. Monitor the underwriting of the case to make sure it proceeds without problems or delays. Be sure to update your prospective policyholder often on the progress of underwriting their policy.

9. Deliver approved policies and complete all delivery requirements quickly so that you are paid. Be sure to maintain records of commission income vs. lead expense to track your profitability.

10. Always re-invest a portion of your commissions in additional life insurance sales leads to continue the selling cycle. Your program should be self-sustaining after the initial 60-90 days of selling to your leads.

Attempting to sell leads without a plan almost always results in frustration and wasted money on leads. However, these ten steps can provide a working outline for any insurance agent wanting to profit from selling life insurance sales leads

Selling life insurance can be rewarding and lucrative way to make a living. However, it isn’t always easy, and if you’ve been at it for a little while, then you already know that customers aren’t necessarily lining up outside your office to buy insurance. The first step to selling life insurance, is to find people to sell to. Indeed, this is the most demanding part of the job. You need to actively find new clients if you expect your business to thrive. So how do you find insurance leads? Some agents rely on the age old technique of cold calling. Others take advantage of the life insurance leads available for purchase. Below are three potential sources for insurance leads that have been effectively used by successful agents. If you are having trouble paying the bills, then give these methods a try. The first step is to take advantage of your own social network. You know a lot of people: friends, relatives, and other acquaintances. These are potential life insurance leads and they are potentially good leads too. Since your already know these individuals it will be much easier to talk to them about policies. Most people dread the sales pitch, but when you are talking to a friend you can let them know why they might consider a policy, and that you can help them out. Once you have exhausted your own circle of friends and family, you will have to look for leads elsewhere. This can be as simple as picking up the phone. Insurance agents have long used cold calling as a lead generation technique. The truth is, it isn’t the most effective way to get leads. Most people don’t like sales calls, and it might take many calls before you make a sale. However, you can get business this way. Especially if you tone down your sales pitch enough to connect with a person first. Once you have them interested it will be easier to help them with a policy. Although cold calling can work, a more effective means for finding leads is to purchase them. Today there are many companies that collect potential life insurance leads from the internet. These companies specialize in collecting leads so they can sell them to insurance agents. Not all services are created equal, so you will have to shop around for a company that provides what you are after. However, once you find a quality lead provider, your job will be much easier. Since the leads these companies sell have already expressed an interest in purchasing a life insurance policy, your closing rate will be much higher. These leads are expecting a call from an insurance agent; indeed, they want you to call them. Quality insurance leads are an agent’s dream come true. Of course, you will have to pay for these leads. But competitively priced quality insurance leads are well worth the investment.